Re
AuditedVerifiedNewRe is an onchain reinsurance protocol that channels stablecoin capital into fully-collateralized, regulated reinsurance treaties, issuing two tranched yield-bearing tokens — reUSD (senior) and reUSDe (junior).
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Score history
This rating is re-checked every month. A point is recorded for every check, so a flat line means we looked and nothing moved. Hover anywhere on the chart to see what moved that month, and by how much.
The Problem
The $800B+ global reinsurance market is locked behind institutional gatekeepers, opaque accounting, and illiquid multi-year commitments — and most onchain 'RWA yield' is either over-collateralised T-bills or crypto-correlated basis trades.
The Solution
Re tokenizes fully-collateralized, regulated reinsurance treaties into reUSD/reUSDe, so depositors earn insurance-premium yield (uncorrelated to crypto markets) with daily Chainlink proof-of-reserve and a senior/junior tranche structure that lets users choose their risk level.
Why it Matters
First protocol to bring regulated, fully-collateralized reinsurance treaties onchain at scale, with §114 trust custody, Chainlink proof-of-reserve attestation, and a senior/junior loss-waterfall — no directly comparable onchain reinsurance competitor.
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The best DeFi yields for November 2026, ranked by Safety Score, not rate — with the mechanism behind each and what would break it. Revised monthly.
October 2026: A DeFi Yield Guide
The DeFi Sentinel yield guide as it stood this month: every position on the board with its Safety Score, the mechanism that produces the yield, and the specific thing that would break it. Figures are frozen at publication.
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Frequently asked questions about Re
What is Re?+
Re is a RWA protocol operating on Ethereum, Avalanche, Arbitrum, Base. Re is an onchain reinsurance protocol that channels stablecoin capital into fully-collateralized, regulated reinsurance treaties, issuing two tranched yield-bearing tokens — reUSD (senior) and reUSDe (junior).
How does Re work?+
Re tokenizes fully-collateralized, regulated reinsurance treaties into reUSD/reUSDe, so depositors earn insurance-premium yield (uncorrelated to crypto markets) with daily Chainlink proof-of-reserve and a senior/junior tranche structure that lets users choose their risk level.
Is Re safe?+
DeFi Sentinel rates Re BBB with a safety score of 69/100, indicating moderate risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Re has 2 audits on record. DeFi Sentinel's analysis flagged 3 high, 3 medium, 5 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization and Sustainability & Competitive Position. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of Re?+
Re has a DeFi Sentinel safety score of 69/100 (rating BBB), last updated October 31, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does Re support?+
Re is deployed on Ethereum, Avalanche, Arbitrum, Base.
Has Re been audited?+
Yes. Re has 2 audit reports on record from firms including Certora, Hacken. Audit reports and dates are linked under the Resources tab on this page.