Re
AuditedVerifiedNewRe is an onchain reinsurance protocol that channels stablecoin capital into fully-collateralized, regulated reinsurance treaties, issuing two tranched yield-bearing tokens — reUSD (senior) and reUSDe (junior).
Active Risk Alerts
Live signals detected by Sentinel monitors across all five risk classes.
Unlock alert details with Pro
See each alert's affected component, root-cause analysis, and recommended action. Pro members get the full risk breakdown for every protocol.
Score history
This rating is re-checked every month. A point is recorded for every check, so a flat line means we looked and nothing moved. Hover anywhere on the chart to see what moved that month, and by how much.
The Problem
The $800B+ global reinsurance market is locked behind institutional gatekeepers, opaque accounting, and illiquid multi-year commitments — and most onchain 'RWA yield' is either over-collateralised T-bills or crypto-correlated basis trades.
The Solution
Re tokenizes fully-collateralized, regulated reinsurance treaties into reUSD/reUSDe, so depositors earn insurance-premium yield (uncorrelated to crypto markets) with daily Chainlink proof-of-reserve and a senior/junior tranche structure that lets users choose their risk level.
Why it Matters
First protocol to bring regulated, fully-collateralized reinsurance treaties onchain at scale, with §114 trust custody, Chainlink proof-of-reserve attestation, and a senior/junior loss-waterfall — no directly comparable onchain reinsurance competitor.
Protocol Metrics
Related Research
View all
DeFi Yield Guide, October 2026: Rated Positions
The standing answer to where DeFi yield is worth taking. Every position on the board carries a Safety Score, the mechanism that produces the yield, and the specific thing that would break it. Reviewed and revised every month; previous editions are archived.
September 2026: A DeFi Yield Guide
The DeFi Sentinel yield guide as it stood this month: every position on the board with its Safety Score, the mechanism that produces the yield, and the specific thing that would break it. Figures are frozen at publication.
August 2026: A DeFi Yield Guide
The second edition of our monthly yield guide — and the first to widen past stablecoins. Nine vetted positions across low, medium and high risk, plus points farming and a spot-accumulation case, each with its Safety Score and the exact thing that would break it.
Frequently asked questions about Re
What is Re?+
Re is a RWA protocol operating on Ethereum, Avalanche, Arbitrum, Base. Re is an onchain reinsurance protocol that channels stablecoin capital into fully-collateralized, regulated reinsurance treaties, issuing two tranched yield-bearing tokens — reUSD (senior) and reUSDe (junior).
How does Re work?+
Re tokenizes fully-collateralized, regulated reinsurance treaties into reUSD/reUSDe, so depositors earn insurance-premium yield (uncorrelated to crypto markets) with daily Chainlink proof-of-reserve and a senior/junior tranche structure that lets users choose their risk level.
Is Re safe?+
DeFi Sentinel rates Re A with a safety score of 78/100, indicating low-to-moderate risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Re has 2 audits on record. DeFi Sentinel's analysis flagged 1 high, 4 medium, 5 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization and Sustainability & Competitive Position. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of Re?+
Re has a DeFi Sentinel safety score of 78/100 (rating A), last updated September 17, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does Re support?+
Re is deployed on Ethereum, Avalanche, Arbitrum, Base.
Has Re been audited?+
Yes. Re has 2 audit reports on record from firms including Certora, Hacken. Audit reports and dates are linked under the Resources tab on this page.