Spark is an onchain capital allocator and lending platform incubated by Sky (MakerDAO), offering SparkLend, the Spark Liquidity Layer, and yield-bearing savings vaults (sUSDS, spUSDC, spETH).
Deposit DAI to access the DAI Savings Rate (DSR). Effectively lending to the Maker protocol earning yield from revenue.
Deposit volatile assets like ETH as collateral to mint or borrow DAI without selling your holdings.
High-leverage borrowing for correlated assets (e.g. ETH vs wstETH) with up to 98% LTV maximizing efficiency.
Live signals detected by Sentinel monitors across all five risk classes.
See each alert's affected component, root-cause analysis, and recommended action. Pro members get the full risk breakdown for every protocol.
DeFi lending markets suffer from fragmented liquidity, volatile borrow rates tied to utilization, and idle stablecoin capital left undeployed across chains and protocols.
Spark borrows from Sky's deep stablecoin reserves and deploys capital automatically via the SLL, delivering governance-set predictable borrow rates and deep, stable liquidity across multiple chains.
Unique combination of a battle-tested Aave V3 lending core with a fully automated, rate-limited liquidity layer backed by one of DeFi's largest stablecoin reserves (~$6.5B).
Spark is a Lending protocol operating on Ethereum, Gnosis, Arbitrum, Base, Optimism, Unichain, Avalanche. Spark is an onchain capital allocator and lending platform incubated by Sky (MakerDAO), offering SparkLend, the Spark Liquidity Layer, and yield-bearing savings vaults (sUSDS, spUSDC, spETH).
DeFi Sentinel rates Spark AAA with a safety score of 94/100, indicating highest safety tier. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Spark has 4 audits on record. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
Spark has a DeFi Sentinel safety score of 94/100 (rating AAA), last updated May 8, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Spark is deployed on Ethereum, Gnosis, Arbitrum, Base, Optimism, Unichain, Avalanche.
Yes. Spark has 4 audit reports on record from firms including OpenZeppelin, Trail of Bits, ChainSecurity. Audit reports and dates are linked under the Resources tab on this page.
